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Financial Planning & Special Needs Consulting
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Investments
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Trust & Estate
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Insurance
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Business Consulting
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Tax
Financial Planning
- Identify & plan for life goals
- Saving needs to fund lifestyle
- Public benefit consulting
- Special needs financial planning
- Charitable giving
- Multi-generational wealth transfer
- Captive Insurance Trusts
- Consult on mortgage refinancing
- Evaluate vacation properties
- Consult with commercial and personal financing and lending
Investments
- Written investment objective • Asset allocation strategy including tactical adjustments and rebalancing
- Consolidated performance reporting
- Investment manager evaluation and research
- Retirement including 401k, 403b, & non-retirement account allocation
- Optimize portfolio to reduce taxable income
- Work Retirement Plan Investment Management
Investments
- Trust company or Trustee selection & fee negotiation
- Estate planning
- Coordinate trust preparation with Attorneys & CPAs
- First person vs. Third person Special Needs Trusts
Trust & Estate
- Trust company or Trustee selection & fee negotiation
- Estate planning
- Coordinate trust preparation with Attorneys & CPAs
- First person vs. Third person Special Needs Trusts
Insurance
- Evaluate which types and how much insurance is appropriate
- Discuss and manage longevity risk & long-term care
Business Consulting
- 401(k) Management
- Employer Retirement Plan Administration
- Succession planning
- Advise on family business dynamics
- Advise on mergers and acquisition opportunities
Tax
- Tax optimization & management
- Advise on which investment to own in retirement and non-retirement accounts
- Advise on account type (IRA, ROTH, 529)
- Advise on the timing of Social Security benefits
- Understand the taxes incurred when clients buy and sell assets